Joined the Board of Lloyds Banking Group "on 17 January 2011 as an Executive Director and became Group Chief Executive on 1 March 2011. Started his career at Citibank Portugal where he was head of capital markets. At the same time, was an assistant professor at Universidade Catolica Portuguesa. Then worked for Goldman Sachs in New York and London. In 1993, joined Grupo Santander as Chief Executive of Banco Santander de Negocios Portugal and then became Chief Executive Officer of Banco Santander Brazil. In 2000, became Chief Executive Officer of Santander Totta, and Chairman from 2006 until 2011, as well as Executive Vice President of Grupo Santander and a member of its Management Committee. Joined Santander UK, as a Non-Executive Director in November 2004 and from August 2006 until November 2010, was its Chief Executive. A Non-Executive Director of Fundação Champalimaud in Portugal and a Governor of London Business School. Formerly a Non-Executive Director of the Court of the Bank of England. " 
Resources and articles
- Lloyds Banking Group Board, organizational web page, accessed July 1, 2012.